FNBWB

Financial services

An often aired and popular television commercial today starts with a bank customer comparing his state of being overwhelmed by paint choices with the same sinking feeling of not understanding the best choices offered by financial planners. In that 90 second advertising spot, the solution seems simple. The bank employee simply presents a short stack of handouts that promises to simply highlight and explain the different investment choices that particular bank’s financial services offers. Immediately relieved, the bank customer seems to now have the necessary tools for making the best financial planning decisions.
Financial planning options do seem very overwhelming. In fact, if you are a parent to young children, the stress of finding the best financial planners to help them meet their immediate goals, as well as save the resources to help their children meet their future goals of going to college.
Are You Looking for Financial Planners to Help You Meet Your Current and Future Goals
In these days when the political leaders of the nation cannot seem to agree the direction the nation’s healthcare coverage is going to move, it may come as no surprise that those health costs are a substantial concern among people making their future financial plans. Consider some of these statistics about the state of today’s healthcare costs and how people are planning to cover those future needs in regards to their financial planning:

  • 50% of retirees who left the workplace in 2015 indicated that they left their jobs earlier than they planned.
  • 60% of these people who left their jobs earlier than they planned did so because of downsizing or the closure of a company.
  • 27% of these people who left their jobs earlier than they planned did so because of health problems.
  • 22% of these people who left their jobs earlier than they planned did so because they needed to care for a spouse or other family member.
  • Only 31% of these people who left their jobs earlier than they planned did so because they could afford it.
  • 88% of Americans are worried about being able maintain a comfortable standard of living during their retirement years.
  • 46% of all American workers have less than $10,000 saved for retirement.

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